Term insurance is the cheapest form of protection per premium dollar, as it contains no low-return savings function.
As for the cheapest protection you can get, policies today can be quickly-acquired, over the internet or by phone. No physicals are often required for plans up to certain dollar limits.
How do you get the best protection for your money?
Even though screening is currently computerized, bigger-dollar plans with no mandatory medical screening may be more expensive. If you’re healthy, why not pay less with more scrutiny for your coverage?
(See the Earl J. Weinreb NewsHole® comments and @BusinessNewshole at Twitter.)
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