How can you be a smart financial services consumer?
Look at the fine print. It’s basic and not complicated when you bother to read carefully.
Another tip is remembering that there is no such thing as a free lunch. You pay for what you get in one way or another.
Be sure to figure out what you are getting. Consider comparable costs and what you pay for, in return for something you could receive that is better. Take time and use a calculator when necessary. Most often you don’t have to be a math whiz.
And remember, anything the government gives you is your money, either in the form of direct or hidden taxes, or worthless currency down the road.
Unfortunately, too many politicians make an art of getting votes on the premise that all of you are looking for that free lunch.
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