Just one example of a lack of Social Security equity that any insurance program would have: Should their husbands earn similar incomes, two spouses will get the benefits from their spouse’s retirement, even though one wife could never have paid a penny in Social Security taxes. The working wife gets an adjustment only if she had earned more than her spouse.
There is little to show for payments made by a worker who dies before he is 65. And so on, as I have noted in the past. (See the Earl J. Weinreb NewsHole® comments and @BusinessNewshole at Twitter.)
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