Tuesday, November 18, 2014

Using Credit Default Statistics When Buying Bond Funds



Experts love to bring up the question of credit defaults when evaluating bonds. But here again, pundits generally generate  more bluster than thought; the defaults rate is always built into the market price of a well-diversified fund. 

Higher defaults are offset by commensurate higher rates.

These facts ruin arguments pundits have, when merely concerning values of individually-bought, non-in-kind, non-reinvested earnings, that apply to rates or interest-effected changes and looming inflation. (See the Earl J. Weinreb NewsHole® comments and @BusinesNewshole at Twitter.)

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